Non-Earner Benefit
The Non-Earner Benefit is designed to support people who were unemployed at the time of a motor vehicle accident and whose injuries make it difficult to manage their usual daily activities. It provides a weekly payment, so you can focus on recovery without added financial stress.
Get to Know Your Coverage
Recovering from an accident can take time — and money. If you don’t have a regular income, the Non-Earner Benefit can help cover basic living expenses while you focus on getting better. Here’s a quick guide to what this benefit offers:
Who is eligible: People without any employment income, such as retirees, students, or stay-at-home parents and who are not receiving Income Replacement or Caregiver Benefits.
Benefit: $185/week.
Waiting period: Payment starts four weeks after the accident.
Example: A retired individual broke their hip in a motor vehicle accident and was unable to care for themselves at home or manage daily routines. The Non-Earner Benefit provided support during their recovery.
Watch Now: Understanding the Non-Earner Benefit
Watch this short video to learn all about the Non-Earner Benefit and how it can help you after a motor vehicle accident.
Watch Now: Understanding the Non-Earner Benefit
Find out how the Non-Earner Benefit helps support students, caregivers and others who don’t earn a wage but still face financial challenges during recovery.
Understanding the Right Coverage for You
The Non-Earner Benefit offers financial support if you don’t have a regular income and an accident leaves you unable to carry out your usual activities. Consider whether you have savings, pensions or other resources that could help you manage essential expenses while you recover. If not, this benefit may give you a helpful safety net.
An insurance agent or broker can walk you through your options and help you decide on the right level of coverage for your circumstances.
From the Blog: Learn More About the Non-Earner benefit
Read more to get practical tips, examples and guidance on your coverage.
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