Housekeeping and Home Maintenance Benefit
The Housekeeping and Home Maintenance Benefit helps to cover the cost of hiring someone to assist with essential household chores — such as cleaning, laundry, meal preparation, yard work and more — while you recover from motor vehicle accident-related injuries.
Get to Know Your Coverage
If serious injuries prevent you from keeping up with chores like cleaning, snow shovelling, or yard work, the optional Housekeeping and Home Maintenance Benefit can help pay for a service provider. Here’s what you need to know:
Who is eligible: If you are injured in a motor vehicle accident and unable to maintain your home or perform normal housekeeping tasks due to your injuries.
Benefit: Up to $100 per week for reasonable expenses related to housekeeping and home maintenance services.
Example: After breaking their leg in a motor vehicle accident, a homeowner couldn’t keep up with cleaning or yard work. Their Housekeeping and Home Maintenance Benefit covered the cost of hiring a cleaning service and landscaping company during their recovery.
Watch Now: Understanding the Housekeeping and Home Maintenance Benefit
Watch this short video to learn all about the Housekeeping and Home Maintenance Benefit and how it can help you after a motor vehicle accident.
Watch Now: Understanding the Housekeeping and Home Maintenance Benefit
Learn how the Housekeeping and Home Maintenance Benefit can help you stay on top of daily chores while you focus on healing.
Understanding the Right Coverage for You
If your injuries make it difficult to manage essential household tasks, this benefit can help pay for services like cleaning, laundry, meal prep, lawn care and basic home maintenance. These costs can add up quickly — especially if you’re recovering for an extended period.
This coverage may be right for you if you live alone, care for your family’s home responsibilities or don’t have someone who can step in to help. Think about the chores you handle day-to-day and whether you could manage them safely after an accident. For personalized guidance, speak with an insurance agent or broker to confirm whether this benefit aligns with your lifestyle and support system.
From the Blog: Learn More About the Housekeeping and Home Maintenance Benefit
Read more to get practical tips, examples and guidance on your coverage.
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